Prepared for: Financify (Founder: DaQuan Swain)
Date: September 1, 2025
Prepared by: XO
Financify connects Bahamian consumers to local financial institutions by collecting borrower information and matching them to pre‑qualified loan/mortgage offers via a configurable rules engine. This proposal translates your Scope of Work (dated July 31, 2025) into an actionable delivery plan. The build prioritizes security, usability, and an admin‑friendly rule management workflow so the Financify team can manage partner criteria without engineering support.
Efficient delivery within 6-8 weeks with clear milestones
$10,000 total with $5,000 initiation fee
Security, usability, and admin-friendly rule management
This section outlines the comprehensive scope of work for the Financify platform, aligned with the previously submitted Statement of Work. The scope encompasses frontend development, admin panel functionality, rule-based matching engine, notifications, integrations, and security measures.
Pages and flows included:
Value proposition, partner highlights, primary CTA.
Step‑by‑step with illustrations.
Multi‑step with autosave:
- Loan type (personal, mortgage, car, business)
- Amount, income & employment, credit score range, age, location
- Property‑specific fields (for mortgages)
- Bank preference (optional)
View previous applications, matched offers, status.
Basic pages listing partner institutions & products.
Static posts capability; CMS optional add‑on (see §9).
Inquiry form and support info.
Terms, Privacy, Cookies (content provided by Financify).
Search, filter, view application details.
Create/edit partner profiles, offer metadata.
Create, edit, enable/disable rules; versioning & audit log (lightweight); rule test harness.
Application counts, conversion funnel, export (CSV).
The admin panel provides Financify team members with comprehensive tools to manage users, bank partners, matching rules, and performance analytics without requiring engineering support for day-to-day operations.
Loan type/amount, income range, employment, credit score, age, location; property details for mortgages.
Declarative IF–THEN rules (JSON schema) evaluated server‑side. Example: IF income > 2500 AND credit_score >= 650 THEN eligible = Bank A (personal).
Ranked matches with basic APR/term/notes; graceful "no match" fallback; lead routing via CSV export and email notifications.
Guided field pickers, comparators, thresholds; preview mode to test a sample borrower before publishing.
The rule-based matching engine is the core of the Financify platform, enabling precise matching of applicants to financial products based on configurable criteria that can be managed directly by the Financify team.
Transactional emails to applicants and admins (SendGrid/Mailgun/SES; one provider configured).
GA4 or Plausible (one provider configured).
CSV download from Admin; optional automated daily CSV to partner inbox.
The notification and integration systems ensure smooth communication between Financify, applicants, and financial institution partners while providing valuable analytics on platform performance.
HTTPS and encryption at rest (managed DB).
Least‑privilege RBAC for Admin roles; session‑based auth.
GDPR‑aligned data handling (consent, export/delete by request).
Audit logging of rules changes and admin sign‑ins (lightweight).
Security and compliance are foundational elements of the Financify platform, ensuring that sensitive financial and personal information is protected while maintaining regulatory alignment.
Responsive web application with pages and flows in §2.1
Admin Dashboard with modules in §2.2
Production‑ready Rule Engine & Rule Builder UI (§2.3)
Email notifications & Analytics integration (§2.4)
Lead routing via CSV export; optional scheduled email of CSV
Technical documentation, admin handbook, and 1× training session (60–90 min)
Deployment support to your chosen environment
These deliverables represent the complete Financify platform solution, providing all necessary components for successful launch and operation.
Target duration: 7 weeks (1 week buffer)
- Workshops: confirm user journeys, data fields, and rule schema
- UI for key screens; design system tokens
- Infra setup (repo, CI/CD, hosting scaffolding, DB schema)
- Auth + user dashboard scaffolding; form architecture & autosave
- Admin shell (navigation, RBAC), analytics/event tracking
- Implement all form steps & validations; dashboard history views
- Seed partners & offers data model; bank profile pages
- Server‑side rule evaluator (JSON rules); test harness
- Admin: partner management; initial rule builder UI
- Match results UI (ranked list, APR/terms), "no match" handling
- Email notifications (applicant + admin); CSV export
- Cross‑browser/responsive QA; PII data review; performance pass
- UAT with Financify; content load; feedback triage
- Production deployment, runbook, admin training
- Post‑launch watch & polish
Total project cost
Due upon acceptance
Due on go-live
Fixed Fee: $10,000
Payment Schedule: $5,000 initiation (upon acceptance) + $5,000 on go‑live
Validity: 30 days from proposal date
Change Requests: Out‑of‑scope items are billed time‑and‑materials on written approval. Material scope changes may affect timeline.
Financify provides branding assets, legal copy (Terms/Privacy/Cookies), and initial partner data/ rules.
Single email provider & single analytics provider are included (one of: SendGrid/Mailgun/SES; GA4/ Plausible). Additional providers are out of scope.
Hosting/infra accounts (e.g., Vercel/AWS/GCP) are provided by Financify; we will assist with deployment/config.
Two (2) feedback cycles per milestone (minor UI/text changes included). Larger UX redesigns or new features are CRs.
No credit bureau/KYC integrations in v1 (see §9 Optional Add‑Ons).
Bug fixes for features delivered in this scope.
Covers all functionality described in the scope of work for a period of 30 days following project completion.
Available on a retainer or per‑request basis.
Ongoing support options can be discussed and arranged based on Financify's needs after the warranty period.
Our warranty and support options ensure that Financify has the necessary assistance during the critical post-launch period and flexible options for ongoing maintenance.
All client data and materials remain confidential. Source code and deliverables for the commissioned work transfer to Financify upon final payment (excluding pre‑existing libraries and open‑source dependencies under their respective licenses).
All client information, business models, and proprietary data will be kept strictly confidential.
Full ownership of custom code and deliverables transfers to Financify upon final payment.
Third-party libraries and dependencies remain under their original licenses.
Manage blog posts, news, and static content with full editorial control.
Integrate with CRM platforms for lead export and real-time data exchange.
Incorporate third-party KYC/identity verification and credit score lookups.
Secure portal for partners to view, manage, and track leads.
Extend notifications to SMS, WhatsApp, and webhook-based lead pushing.
Unlock deeper insights with advanced analytics, custom event funnels, and interactive dashboards.
Consulting for SOC 2 readiness, including enhanced audit logging.
Dedicated Slack/Telegram channel + weekly status calls
Shared tracker for milestones, risks, and decisions
Clear communication channels and a structured approach to project management will ensure transparency and alignment throughout the development process.
To ensure a smooth and efficient start, here are the immediate next steps to kick off the project and begin development.
Formal approval and initial payment officially greenlight the project and allow us to commence work.
We'll establish communication channels and gain access to infrastructure accounts to begin environment setup.
A kickoff workshop will align project details and confirm the rule schema for precise execution.
Completing these steps promptly ensures a smooth transition to active development and adherence to the projected timeline.
Project: Financify — Fintech Lead‑Generation & Matching Platform